How Much Can I Afford?
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When you are ready to purchase a home, it makes sense to negotiate from the strongest position possible. In a strong real estate market, sellers can be more selective in the buyer they choose to negotiate with. In a seller's market, it's not uncommon for a home seller to receive multiple competing offers on their property. With that said, there are certain things you can do to help your offer be the one Seller goes with. There are many online tools available, a simple search for Mortgage Calculator Barrie will give you several calculating options . These calculated results do not mean you are pre-approved. Working with lenders on a daily basis allows us to provide our clients with proven individuals that can provide you with some of the best rates available and courteous professional service.
Fill Out the Form Below to Have a Licensed Mortgage Professional Pre-Qualify you or Get A FREE Mortgage Quote .
Good Credit, Bruised or Bad Credit, Conventional Mortgages and Rent to Own options available.
The vast majority of Buyers go about the process entirely wrong, putting themselves at a disadvantage!
From the Seller's perspective, if you were the Seller and had multiple offers on your property, all things being equal, would you accept the one with Financing Approval or the one that was still Conditional on Financing? The answer is obvious. Pre-Approval is usually quick and easy it can be done in a couple of days. What I have found is that those buyers are usually very good, qualified buyers and are not worried about getting approved. Even though they usually are correct and will ultimately be Approved, the Seller in most cases has no guarantees.
As a prospective Buyer, it makes all the more sense to start the financing process early on so you can get a firm handle on how much money you can borrow and be comfortable spending. If you do this before finding a home, you are not under any time constraints or obligations to purchase.
Should you decide that you wish to take advantage of Pre-Approval, simply complete the form on this page. We will forward your information to one of our preferred mortgage professionals who can assist you in getting the process started towards your new purchase.